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Choice Mortgage is a residential wholesale direct lender in Boca Raton. As a direct lender, we work personally with you through every step of the mortgage loan process, from pre-approval to close. We can also approve and finance loans that other banks have to turn down. By specializing only in residential loans, we have the specific expertise to help you get the best rates.
Our preliminary Free Approval System will give you a very strong indication of whether or not your loan will be approved and closed. With very basic information regarding income, employment, and credit, we will give you a determination of the strength of your loan that very day!
Why Emmanuel St. Germain?
Don’t settle for just any mortgage broker. You need a Licensed Mortgage professional, or Lender that is familiar with your area. Emmanuel and his team at Choice Mortgage live in South Florida. Whether you are purchasing a new home, refinancing your existing home, or looking for a reverse mortgage, WE CAN HELP!
Applying for a loan can be stressful and slow-going, but it doesn’t have to be. Emmanuel will be your personal concierge throughout the lending process, working with your realtor, title company, and appraiser to streamline the loan process. He’s here to assist you and answer your questions on your time frame. You’ll benefit from lower interest rates and better service.
Get in Touch
Call Us
Toll Free: 800-794-8144 x209
Email Us
Call Us
Toll Free: 800-794-8144 x209
Email Us
Our Location
Boca Raton, FL 33432
Our Hours
Available on weekends by appointment
Our Location
Boca Raton, FL 33432
Our Hours
Available on weekends by appointment
The Latest from our blog.VIEW ALL
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How to Build Home Equity
One of the biggest benefits reaped from buying a home is home equity. Home equity is the market value of a homeowner’s interest in their real property, or in layman’s words, the difference between a property’s market value and the outstanding balance of all liens on the property. When you buy a home, you increase […]
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Good Debt vs. Bad Debt – Why You Need It
The truth of the matter is: you can’t buy the things you need in life without some debt. You can’t buy a house, a car, or any other major investments, without a history of credit – good or bad. It’s important you recognize the debt that can help you and make you a stronger candidate […]
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Unemployment & Mortgaging
There’s a lot of things we can plan for in life. We can plan trips, plan renovations, plan holidays, but sometimes you don’t have time to plan for unemployment especially when you’re locked into your mortgage. What do you do? What are some steps you can take to prevent defaulting on your family’s home? Here […]
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Buying: Pros & Cons
Home-buying has always been one of the greatest achievements in our economy. As prices rise & budgets grow tighter, it’s become quite a feat to successfully finance a home. That being said, what are the true pros & cons of buying? Are you better renting? Would your family and future benefit otherwise? Let’s take a […]
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Renting: Pros & Cons
We’ve discussed home-buying, we’ve discussed whether you should be looking into new or old homes, we’ve even discussed when you should be looking for a home. Despite this, we have yet to discuss the road many of you may take – renting. Home-buying isn’t for everyone, renting isn’t either, but it may be what works […]
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Is Home-Buying for You?
I know what I’m about to say may sound funny, considering I manage one of South Florida’s most prominent home-buying corporations, but home-buying is NOT for everyone. In a world with some many varying forms of financial security, literacy, and ability, we don’t exist in the same economy that our home-owning grandparents do. While our […]
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When Should You Start Looking for a Home?
Let’s say you’re looking for a new home. It can be by the beach, closer to your job, or maybe a nice countryside cabin. Regardless, you want that new home – when should you start looking? Right now. Why? Let’s break it down. First things first, if you want to start looking for a home, […]
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Can Your Spending Hurt Your Refinancing?
Can major spending before your refinancing hurt you in the long run? Absolutely. Major spending, whether that be new investments or sudden shopping sprees, can cause major fluctuation’s in your credit information, your income situation, as well as your dependability as a paying customer. Naturally, all three of those elements can make getting a loan […]
Our Partners
K & B Capital Corp. D/B/A Choice Mortgage –
A licensed mortgage lender approved in:
California
Colorado
Maine
Florida:
LO #3794 D/B/A Choice Mortgage
New Hampshire:
19388-MB D/B/A Choice Mortgage Bank of Portsmouth
North Carolina
Licensed by the New Hampshire banking department.
